The Christmas / New Year period is a funny time in finance. With everyone on holidays, you would think that the office would go quiet, and the phone would stop ringing. The opposite is true.
While the last move on interest rates by the Reserve Bank of Australia (RBA) in May 2015 was down over the next few weeks and even into next year many borrowers are going to be getting a letter in the mail advising that their home loan rate is going up.